95% LTV No MI 2017-05-16T15:45:30+00:00

95% Financing No PMI

Program Highlights:

  • Conventional Financing
  • 5% down payment, only 3% needed from borrower own funds, remainging can be gift
  • Condos, PUD, amd SFR
  • No reserves required
  • Minimum credit score of 620
  • Only one year employment required
  • Max loan amount is County Specific and income specific
County Max Loan Amount Maximum Income
Orange County $625,000 $100,920
Los Angeles County $625,000 $100,920
Ventura County $598,000 $104,040
San Luis Obispo  $561,200 $85,080